Classes of Business

The Fire & Property Damage Insurance protects organizations and individuals from major potential fire losses. Our various reinsurance placements cover :

  • Buildings
  • Plant and machinery,
  • Furniture, fixtures and fittings,
  • Electrical installations
  • Stocks in trade
  • Offices, service occupancies, households

Aware of the specific challenges facing the engineering industry, we benefit from a wide technical expertise recognized by the largest international reinsurers .
We provide comprehensive solutions to the construction and engineering sector globally by:

  • Analyzing the nature of project and identifying major risks associated with it.
  • Designing & implementing a complete need-based reinsurance programme for our clients.
  • Ensure prompt claim settlement.

Thanks to our top management’s large experience in the aviation reinsurance industry, we provide comprehensive and innovative solutions for facultative as well as proportional (domestic) and non-proportional treaty reinsurance.
These reinsurances include the following sublines:

  • Airline Hull, Spares and Liability
  • General Aviation Hull, Spares and Liability
  • Airport Operator’s Liability
  • Airport Liability
  • Premises, Products and Hangarkeepers Liability
  • Refueling Liability
  • Ground Handlers’ Liability
  • Excess Liability
  • Excess War Liability
  • Hull War
  • Hull Deductible

We offer comprehensive solutions for a variety of energy projects related to operational risks in the field of energy covering the upstream and downstream oil & gas industry, power production and distribution, and renewable energies.These solutions are arranged under facultative and treaty reinsurance and include :

  • Physical Damage to structures such as Platforms, Pipelines, SBM’s
  • Blow outs in the case of Wells at the time of Drilling or Producing (including Onshore & Offshore Drilling Units).
  • Liabilities (Third Party).
  • Business Interruption / Loss of Production Income.
  • CAR / EAR along with DSU.
  • Builder’s Risk (Rigs under Construction & Ships under Construction)

Through our in-depth knowledge of appropriate risk management operations and techniques, we understand the liability risks that affect each organization by providing appropriate solutions. We benefit from a direct access to major insurance and reinsurance markets through our international operations.
Various coverages include (non-exhaustive list) :

  • Errors & omission
  • Public liability
  • Commercial general liability
  • Product liability including Product Recall
  • Workman Compensation
  • Directors & Officers Liability
  • Crime Insurance
  • Credit Insurance
  • Cyber Liability
  • Decennial Liability
  • Nuclear Liability

We provide global solutions for risks relating to marine hull and cargo (in bulk or packed). Thanks to our strong, and longstanding business relationships with various insurers and reinsurers we are able to get extensive reinsurance support for the following Marine Hull and Cargo:

  • Large Ocean Fleets
  • Brown Water Vessels
  • Builder’s Risk Insurance
  • Ship Repairers Legal Liability Insurance
  • Scrap Voyages
  • Ship Breaking
  • Loss of Hire Mortgage Insurance
  • Port Package Insurance
  • Marine Cargo Insurance for Bulk Cargo, Bulk Oil, Project Cargo including DSU
  • Marine liabilities like P&I, Carriers Liability, Freight Forwarder’s Liability etc.

Political Violence & Terrorism is a critical issue that is increasingly on the rise all over Africa. To build resilience, it is of utmost importance to cover against the profound implications caused by political violence & terrorism. We combine our locally rooted approach with our international network’s expertise to enable you to access the best competitive solutions in the following key areas :

  • Terrorism & Sabotage
  • Strikes, Riots and Civil Commotion
  • Insurrection, Revolution and Coup d’Etat
  • War and Civil War
  • Business Interruption/Advanced Loss of Profits/Loss of Rent
  • Denial of Access
  • Employee/general terrorism liability

Given the scale and complexity of kidnap and ransom operations over the continent, we offer a wide range of solutions for domestic travel, or worldwide cover for employees travelling overseas to/from multiple locations, either on a named or unnamed basis.
Various coverages include:

  • Ransom
  • Ransom in Transit
  • Consultant Fees/Legal Liability
  • Personal Accident
  • Threat
  • Disappearance
  • Kidnap
  • Hostage
  • Child Abduction
  • Assault